The Opal Group
The Opal Group
Mortgage Loan Calculator
Estimate in seconds

What will your home actually cost each month?

Move the sliders and watch your real payment — principal, taxes, insurance, and all — update instantly. No forms until you're ready.

Your Scenario
$500,000
20% · $100,000
6.50%
Adjust taxes, insurance & HOA
1.10%/yr
$313/mo
$0/mo
740
Estimated Monthly Payment
$3,842
Principal, interest, taxes, insurance & PMI
P&ITAXESINSPMI
Estimate
Only
Down payment$100,000
Closing costs (est. 2.5%)$12,500
Prepaid tax & insurance$1,875
Estimated cash to close$114,375
Takes 30 seconds. No credit check.

Figures shown are estimates for illustrative purposes only, based on the inputs provided, and are not a quote, loan offer, or commitment to lend. Actual rate, payment, mortgage insurance, taxes, insurance, and closing costs will vary by borrower, property, and lender program. The Opal Group · Equal Housing Lender · NMLS #2356783.